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SUNLIFE INSURANCE (VUL) REVIEW AND EXPERIENCE! SOME TIPS BAGO MAGING INSURED

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Published on 08/02/22 / In Finance & Living

Disclaimer: Hi! We all have different takes on our investments. I was young when I got mine for the sole reason of my home loan bank application. Dahil sa kagustuhan kong ma-approve sa bank, I took the advice of my colleagues na kumuha nito without researching it. I got a high monthly premium dahil sa desisyon na yun. Later, to motivate myself to continue with my policy- I deviced this mind conditioning thing which I call the "tapon pera" mindset. Meaning, I am alloting a portion of my money sa insurance at freely ko siyang itinatapon for that (in short, its the money I am willing to let go at willing i-commit para dito). This is my own personal terminology that helped me pursue with this investment. Apologies, if it may seem harsh or bad, BUT THIS TERM IS COMPLETELY PERSONAL. Kung meron kang gustong word to describe it for yourself, feel free to do that. Also, sa kahit saang investment may natutunan tayo at mistakes. Pera ko naman ang ininvest ko, I think I have the right to review and give feedback lalo na sa gusto kumuha. If this is different from your opinion, feel free to opt out and watch another video 😊

This is a review. At namention naman sa kin ng FA ko na pwede kumurot pero di advisable na gamitin habang buhay kase liliit ang fund value nito. I noticed that FAs tend to complicate things sa explanation when in fact talagang namang beneficial ito kapag namatay ka. Iam reviewing the product dahil consumer rin ako. Di ko naman ata kelangan maging dalubhasa para lang magreview ano po?

Lastly, ako ang life insured dito sa policy ko. Kaya iba ang makikinabang dito. Iba iba rin po tayo ng ahente, kaya iba rin ang info na naibibigay sa tin. Isa sa sinabi niya ang tumatak sa kin, pwede kang kumurot pero hindi pwedeng malaki kase baka mamatay ang policy. Ang insurance ay para sa taong pagiiwanan mo. Ngayon, if retirement ang hanap mo, you can try PERA FUND instead.

RELATED VIDEO: https://youtu.be/uJfDx7t7WCo
PART 1 https://youtu.be/meXmMDTVF5k
PART 2 https://youtu.be/Eogv9bYTCYM


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